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Insurance coverage underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company (NAIC #16535, state of domicile: New York), 1299 Zurich Way, Schaumburg, IL 60196. The product descriptions provided above are only summaries. The full coverage terms and details, including limitations and exclusions, are contained in the insurance policy. Coverage, rates, and upgrade availability may vary by state. If there is any conflict between the contents of this website and the policy or Confirmation of Coverage, the policy will govern in all cases. Travel assistance services are provided by the designated provider listed in the policy. Travelex Insurance Services, Inc. 810 North 96th Street, Suite 300, Omaha, NE, 68114. CA Agency License #0D10209.