Up to $50,000 emergency medical expense coverage
Up to $10,000 trip cancellation coverage
Six optional upgrades to choose from
Access to 24/7 travel assistance
What is basic travel insurance?
Unexpected issues can happen anytime while you’re traveling, and basic travel insurance can help protect you from additional costs. Whether it’s canceled flights, illnesses, or lost luggage, if something goes wrong on vacation, you could lose your prepaid, nonrefundable expenses if you don’t have coverage.
When you protect your trip with basic travel insurance, you can get financial help with many common travel issues, like trip cancellation, emergency medical care, and lost personal belongings. Our comprehensive-but-affordable travel insurance plan, Advantage, offers more than basic coverage. It gives you access to six optional upgrades, 24/7 travel assistance, and a range of helpful benefits that can support you when you need it most.
What does basic travel insurance cover?
Our Advantage plan may be our more affordable travel insurance over our most comprehensive Ultimate plan, but it can still cover you for a variety of costs that come with unexpected vacation obstacles. From coverage for pre-trip cancellations and on-trip interruptions to medical emergencies and accidental death, our basic travel insurance is anything but basic.
If you get hurt or sick during your trip, you’ll have up to $50,000 emergency medical and $500 emergency dental coverage with our Advantage plan. If you need an emergency evacuation, Advantage includes up to $250,000 in coverage. Plus, you can reach our expert travel assistance team 24/7 for help with coordinating medical care and more. Because when you travel with us, help is always by your side.
Concerned about flight disruptions or losing your luggage? With Advantage, your basic travel insurance can help.
Our Advantage plan includes up to:
- • $10,000 trip cancellation coverage
- • $12,500 trip interruption coverage
- • $1,000 baggage and personal effects coverage
... plus much more.
Want to add extra coverage to your affordable travel insurance plan? Our Advantage plan offers six optional upgrades. Keep scrolling to learn more about our upgrades below.
How do I get an online quote for affordable travel insurance?
It’s quick and easy to get a quote for our Advantage plan — and there are no strings attached! Just look for the big orange quote button on our site (including on our homepage) and tell us about your trip destination to start your quote.
Think you may need an insurance plan that offers more protection? You can choose our most comprehensive plan, Ultimate, when you get your quote.
Our Advantage plan: affordable travel insurance benefits
| Benefit | Advantage |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 125% of trip cost ($12,500 maximum) |
| Travel delay | $1,000 ($250 per day maximum) |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $500 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 120 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $20,000 |
| Exposure and disappearance | $20,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY and VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Our Advantage plan: affordable travel insurance benefits
| Benefit | Advantage |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 125% of trip cost ($12,500 maximum) |
| Travel delay | $1,000 ($250 per day maximum) |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $500 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 120 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $20,000 |
| Exposure and disappearance | $20,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Optional upgrades for our Advantage plan
Accidental death for air travel upgrade
Accidental death for air travel upgrade
Most flights take off and land smoothly, but here’s how you can get extra protection.
Adventure activities upgrade
Adventure activities upgrade
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
Rental property security deposit upgrade
Rental property security deposit upgrade
Renting a property instead of staying in a hotel? Consider protecting your security deposit.
Additional baggage upgrade
Additional baggage upgrade
Whether you’re taking your laptop or lots of clothing options, this upgrade lets you increase your coverage.
