Get active safely with our travel insurance for adventure activities
Vacations are a great opportunity to relax — but not every trip is spent lying on the beach. If you like being active while traveling, you’ll likely find exhilarating experiences to try around the world. But remember, with extra thrill comes extra risk of injury.
Getting adventure travel insurance coverage doesn’t take away thrill — it adds essential protection. When you get the right coverage for your planned activities, you’ll have help and support if things don’t go to plan. Think of it as a rock climber’s harness — it’s not there to stop you from doing what you want, but it’s there to help you if something goes wrong. So, play it safer with adventure sports travel insurance, whether you’re snorkeling the Great Barrier Reef in Australia or horseback riding in the hills of Mongolia.
Thinking about getting one of our Travelex plans for your trip? Our base plans are eligible for coverage of a bunch of adventure sports, so you can dive in knowing we could reimburse certain unexpected costs if something goes wrong — like emergency medical expenses.
Plus, for more thrilling activities not eligible for coverage by our base plans — like mountain climbing and parachuting — you can add our adventure activities upgrade to our Essential, Advantage, Ultimate, or Travel Med Go plan for additional protection while you soak up your adrenaline rush.
Top benefits of our adventure travel insurance
Emergency medical expenses and evacuation, plus 24/7 emergency assistance
Coverage for a wide variety of activities included in our base plans
Optional adventure activities upgrade available on some plans
Why should I buy adventure travel insurance?
Adventure activities are just that — adventurous. So, you never know what could go wrong while you’re hiking in the mountains or zip-lining through the rainforest on vacation. If you do have an accident, getting help could mean pricey emergency medical expenses — or even a costly emergency medical evacuation. When you pack travel insurance for adventure activities, it can help cover the costs of unforeseen mishaps during your high-octane vacation.
How can our Travelex coverage help if you’re hurt while participating in an adventure activity on vacation? For starters, we can reimburse your sudden emergency medical costs, so you’re not stuck paying completely out of pocket. This can be a huge relief, because your U.S. health insurance likely won’t cover you in other countries — and even in certain U.S. states.
What if you need an emergency medical evacuation to more suitable medical care? It can cost hundreds of thousands of dollars in other countries. But if you’re traveling with us, we can not only help cover the cost, our 24/7 emergency assistance provider can also arrange the evacuation and support you throughout your medical care. Whether you need an emergency medical evacuation from a mountain or cruise ship, our global team of experts is standing by and ready to help.
Which Travelex plans include adventure travel insurance?
Our Essential, Advantage, Ultimate, and Travel Med Go plans include base coverage for certain activities as standard, like hiking, kayaking, horseback riding, and snorkeling in shallow areas.
Looking for adventure sports travel insurance? Check out our Ultimate plan. It includes coverage for lots of eligible activities, as well as our highest levels of coverage if your adventure activity doesn’t go as planned:
- Up to $250,000 emergency medical
- Up to $1,000,000 emergency evacuation and repatriation
- Up to $25,000 accidental death and dismemberment
… plus many more benefits.
No matter which of our plans you choose, you’ll have access to our expert travel assistance provider 24/7. They can help arrange medical appointments, transportation to a medical facility, prescription medication services, language interpretation, emergency cash transfers, and more.
You can easily reach them with just a tap in our Travel On app, which you get access to with your policy. It can send you real-time safety alerts, tell you about risks in your destination, and more. Don’t forget to check it out before and during your trip! With our travel assistance specialists on your side, you’re never adventuring alone on your trip.
My chosen activity isn’t included in Travelex’s base plans. Can I get extra adventure travel insurance coverage?
Yes! If you buy our Essential, Advantage, Ultimate, or Travel Med Go plan, you can choose to add our optional adventure activities upgrade to your policy.
Our adventure activities upgrade
This upgrade can cover extreme sports and adventure activities that aren’t included in our base plans. If you get this upgrade, you’ll have coverage for these additional activities:
- Mountain climbing
- Bungee jumping
- Snow skiing
- Skydiving
- Parachuting
- Free falling
- Cliff diving
- B.A.S.E. or base jumping
- Hang gliding
- Parasailing
- Travel on any air supported device other than on a regularly scheduled airline or air charter company
- Mountaineering
- Free climbing
- Participating in underwater activities like scuba diving if the water depth is more than 75 feet
Plus, when you buy our adventure activities upgrade, you also get security evacuation and search and rescue coverage.
Security evacuation coverage
On an adventure vacation more than 100 miles from home? If you find yourself in an eligible situation that could cause you serious harm or death, we can help. We can pay up to $100,000 for your transportation to get you to the nearest safe place. This coverage can also help cover certain related costs along the way, like meals and a hotel stay.
Important: This coverage only kicks in if you call our emergency assistance provider first and their experts authorize and arrange your evacuation. For more information, check the policy or reach out to our customer service team and ask about our security evacuation coverage.
Search and rescue coverage
It’ll likely never happen, but if you or the person you’re traveling with gets lost or goes missing on your adventure vacation, we can help. The benefit can cover the costs of one organized search and rescue by the appropriate authorities for no more than six days.
Important: There must be a formal report with sufficient details made for the missing traveler to the agency that can activate a search and rescue. Remember to save all receipts showing the costs of the search and rescue mission.
As always, it’s important to understand all benefits and exclusions for your coverage, so check the policy or call our customer service team if you have questions about our search and rescue coverage.
Can I get coverage with Travelex for my sports equipment?
If you love adventure vacations, it’s likely you might be traveling with some sporting gear. Whether you’re taking a surfboard to South Africa or your skis to Switzerland, we can help. Our base plans can cover items up to the per item limit for your plan — but our baggage upgrade increases the per item limit to $1,500.
If you choose our Essential, Advantage, Ultimate, or Travel Med Go plan, you can add our baggage upgrade to your policy to increase coverage for your belongings — and add coverage for your sporting equipment. These are the same plans that are eligible for our adventure activities upgrade, so you can add both when you’re getting a quote to help customize your protection for your travel needs.
Important: With our sporting equipment rental coverage, we could pay you back for the cost to rent equipment if yours is lost, stolen, or damaged while traveling. Remember to save your receipts and written proof of your equipment issue, because we’ll need them when you submit your claim.
What if your sporting equipment is on track, but delayed for eight hours or more? We can reimburse your expenses to rent equipment in this situation, too. You’ll need to send us your receipts and written proof of the delay when you file a claim.
How do I buy Travelex’s adventure travel insurance?
Hit the big “Get quote” button below or visit our homepage and look for the quote box to get our travel insurance for adventure sports. Just enter the location you’re traveling to and your trip and traveler details. We’ll show you the plan options and eligible upgrades you can choose from — you just need to pick the right coverage for you. It’s quick, easy, and free to get a travel insurance quote with us.
