Up to $25,000 emergency medical expense coverage
Up to $10,000 trip cancellation coverage
Six optional upgrades to choose from
Access to 24/7 travel assistance
How do I find good cheap travel insurance?
You shouldn’t have to give up quality coverage when you pay a lower premium for trip protection. After all, everyone deserves to travel — and every trip is worth protecting — no matter what size your budget is.
At Travelex, our Essential plan may offer the cheap travel insurance premium you’re looking for, along with reliable coverage and award-winning customer service that you’ll love. Plus, even if you choose to buy our most affordable comprehensive plan, you’ll still get access to our Travel On app for real-time safety alerts, destination information, and tap-to-call 24/7 travel assistance.
What does cheap travel insurance cover?
Not all travel insurance plans are equal, but we can help you get the essential coverage you’re looking for at a budget-friendly price. Our Essential plan includes coverage for all the important things — such as pre-trip cancellation, on-trip interruptions, baggage, and emergency medical — but with lower benefit limits to help keep the cost of the policy low.
This means we can reimburse you for your prepaid, nonrefundable trip costs like flights and hotel bookings if something goes awry on your trip (up to the benefit limits of your policy). It also means you can get money back for extra expenses you pay because of unexpected travel issues — like flight delays and missing luggage.
At Travelex, we go beyond the cheap travel insurance basics — we cover sudden medical issues, too. Our Essential plan offers primary coverage for medical care, and even includes up to $10,000 accidental death and $500 emergency dental coverage.
Plus, if you want more than just the essentials, you can choose to include up to six optional upgrades with our Essential plan.
How do I get a cheap travel insurance quote?
It’s quick and easy to find out what you’ll pay for our most affordable comprehensive plan, Essential. To start a quote, click the big orange quote button on our site (or use the quote box on our homepage) and enter your destination. Once you’ve shared all your trip details, you’ll discover which of our plans are suitable for your trip. If Essential is available for your trip, you can select it and include your chosen upgrades in your policy when prompted.
Our Essential plan: cheap travel insurance benefits
| Benefit | Essential |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 100% of trip cost ($10,000 maximum) |
| Travel delay | $600 ($200 per day maximum) |
| Baggage and personal effects | $750 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $150 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $200,000 |
| Emergency medical expense | |
| Emergency medical expense | $25,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Not included (secondary coverage) Included for CT residents |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY and VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,250) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Our Essential plan: cheap travel insurance benefits
| Benefit | Essential |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($10,000 maximum) |
| Trip interruption | 100% of trip cost ($10,000 maximum) |
| Travel delay | $600 ($200 per day maximum) |
| Baggage and personal effects | $750 ($500 per item limit) |
| Baggage delay | $200 |
| Missed connection (air and cruise only) | $150 |
| Trip inconvenience | Not included |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $200,000 |
| Emergency medical expense | |
| Emergency medical expense | $25,000 |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Not included |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Not included (secondary coverage) Included for CT residents |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | No |
| Maximum trip length | Up to 30 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Not available |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Not available |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Not available |
| Additional baggage | Available (additional $4,250) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Optional upgrades for our Essential plan
Accidental death for air travel upgrade
Accidental death for air travel upgrade
Most flights take off and land smoothly, but here’s how you can get extra protection.
Adventure activities upgrade
Adventure activities upgrade
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
Rental property security deposit upgrade
Rental property security deposit upgrade
Renting a property instead of staying in a hotel? Consider protecting your security deposit.
Additional baggage upgrade
Additional baggage upgrade
Whether you’re taking your laptop or lots of clothing options, this upgrade lets you increase your coverage.
