Up to $250,000 emergency medical expense coverage
Up to $50,000 trip cancellation coverage
Kids-included pricing for families or group travelers
Nine optional upgrades to choose from
What does comprehensive travel insurance cover?
Our Ultimate plan does more than just help protect you from common travel hiccups. It can have your back if something goes wrong on your trip, like delays, cancellations, illnesses, or injuries. Its extra coverage with higher benefit limits and optional upgrades can give you extra confidence while traveling — especially if you’ve invested a lot in your vacation or are planning unique activities.
What else do you get with our best comprehensive travel insurance plan? Our Ultimate plan comes with support from our team of travel experts, available 24/7 via our Travel On app and assistance line.
How is Ultimate different from other comprehensive travel insurance plans?
And what does comprehensive travel insurance even mean? Comprehensive travel insurance gives you coverage before you leave home and while you’re traveling. This means you’re better protected even if you can’t go on your vacation.
Our Ultimate plan offers the same benefits as our other comprehensive plans, Advantage and Essential — plus much more. With Ultimate, you can insure a higher trip cost and longer trip length, meaning you can get more money back for certain eligible expenses.
Here are some benefits available only with our Ultimate plan, which make it our best comprehensive travel insurance:
- • Kids-included pricing: Ultimate's comprehensive travel insurance includes coverage for one child 17 or younger per each insured adult traveler, making it a great option for families (The child's trip cost must be the same or less than the adult's individual trip cost for coverage to apply. If you add upgrades to your policy, we'll charge each traveler for the upgrade premium.)
- • Trip inconvenience: If closed attractions, a closed beach, or cruise disablement interrupt your trip, you can receive a one-time payment up to $200.
- • Waiver of the pre-existing condition exclusion: Ultimate can include coverage for your pre-existing medical conditions in your policy. To get the waiver, buy our Ultimate plan within 21 days of your first trip payment and insure your total trip cost.
- • Nine optional upgrades: Exclusive to our Ultimate plan, you can choose to add our cancel for any reason, cancel for business reasons, and medical upgrades to your policy. Plus, we have six other upgrades available, so you can tailor your policy to the vacation you planned.
How much is comprehensive travel insurance?
The cost of your travel insurance policy is dependent on various factors, like your state of residence, age, and trip cost. To discover how much our most comprehensive plan costs, get a free quote on our website at any time. Simply visit our Travelex travel insurance homepage and enter your trip destination to start your quote. You’ll soon be shown the cost of all our plans available for your trip, including our Ultimate plan.
Our Ultimate plan: comprehensive travel insurance benefits
| Benefit | Ultimate |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($50,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) |
| Baggage delay | $500 |
| Missed connection (air and cruise only) | $750 |
| Trip inconvenience | $600 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $1,000,000 |
| Emergency medical expense | |
| Emergency medical expense | $250,000 $50,000 for NH residents |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $25,000 |
| Exposure and disappearance | $25,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | Yes |
| Maximum trip length | Up to 180 days 90 days for WA residents |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY and VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) |
| Additional baggage | Available (additional $3,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Our Ultimate plan: comprehensive travel insurance benefits
| Benefit | Ultimate |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip cancellation | 100% of trip cost ($50,000 maximum) |
| Trip interruption | 150% of trip cost ($75,000 maximum) |
| Travel delay | $2,000 ($250 per day maximum) |
| Baggage and personal effects | $2,000 ($500 per item limit) |
| Baggage delay | $500 |
| Missed connection (air and cruise only) | $750 |
| Trip inconvenience | $600 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $1,000,000 |
| Emergency medical expense | |
| Emergency medical expense | $250,000 $50,000 for NH residents |
| Emergency dental expense | $500 |
| Waiver of the pre-existing condition exclusion | Included if plan is purchased within 21 days of first trip payment and full trip cost is insured |
| Pre-existing medical condition look-back period | 90 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $25,000 |
| Exposure and disappearance | $25,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Kids-included pricing | Yes |
| Maximum trip length | Up to 180 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Cancel for any reason | Available (75% of insured trip cost up to $7,500) |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Additional medical | Available (additional $250,000) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Accidental death for air travel | Available ($200,000, $500,000, or $1,000,000) Not available to NH residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Cancel for business reasons | Available (100% of insured trip cost up to $10,000) |
| Additional baggage | Available (additional $3,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Optional upgrades for our Ultimate plan
Accidental death for air travel upgrade
Accidental death for air travel upgrade
Most flights take off and land smoothly, but here’s how you can get extra protection.
Adventure activities upgrade
Adventure activities upgrade
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
Additional baggage upgrade
Additional baggage upgrade
Whether you’re taking your laptop or lots of clothing options, this upgrade lets you increase your coverage.
Rental property security deposit upgrade
Rental property security deposit upgrade
Renting a property instead of staying in a hotel? Consider protecting your security deposit.
Cancel for business reasons upgrade
Cancel for business reasons upgrade
Think work commitments might get in the way of your trip? You can get extra protection.
