Whether you’re a long-time cruiser or embarking on your first one, you’ll likely have a blast on the high seas. To help make it easier to unwind on the water, think about packing travel insurance for your cruise.
When you have the best travel insurance for your cruise vacation, you’re protected from the unexpected. After all, unpredictable things — like storms, illness, and injury — can happen anytime and anywhere. But when you have the right coverage, they’re less likely to dampen your cruise.
That’s where our cruise insurance comes in. We can pay you back for unplanned costs and offer 24/7 travel assistance when you need it most. This way, you can quickly get back to focusing on serene ocean views and fun on-ship activities.
Benefits of cruise travel insurance
Get coverage for trip cancellation, interruption, delay, and inconvenience
Get coverage for emergency medical evacuation and repatriation
Get access to 24/7 travel assistance
Is cruise travel insurance worth it?
Like any vacation, it’s important to protect the time, effort, and funds you’ve invested in your cruise plans. With our cruise travel insurance, you can feel more at ease on the high seas knowing you’re traveling with an expert team on your side. No matter the time or place, we’re ready to offer solutions for unexpected issues during your vacation – whether it’s financial support or help accessing the right medical care.
Wondering what mishaps could happen on your cruise and how we can help? Whether you lose your luggage on the ship, miss a connecting flight on your way to your cruise port, or slip and fall on the pool deck, our cruise insurance can reimburse you for unforeseen expenses that come up from these situations — and more.
What does cruise travel insurance cover?
Our Travelex plans can help if your cruise is unexpectedly canceled, interrupted, or delayed — even if you bought non-refundable tickets or tours. So, if something comes up before you set sail, our cruise insurance may reimburse you for the prepaid Bahamas snorkeling tour you booked or the cruise tickets you purchased to explore Europe.
Concerned about catching a cold or a bad case of sea sickness on your cruise? If you unexpectedly get sick or hurt during your cruise vacation, we can pay back your unforeseen emergency medical costs, both on and off the ship.
Along with helping to safeguard your trip, our travel insurance for cruises can also help protect the journey your luggage takes. If your belongings are lost, stolen, or damaged on your cruise, we can help cover the cost of replacing them. This could come in handy on a cruise, where you’ll be among larger crowds. To learn more about our luggage coverage, visit our lost or delayed baggage page.
What’s the best travel insurance for my cruise?
Only you can know which travel insurance is right for you and your trip. Our three comprehensive plans — Essential, Advantage, and Ultimate — include cruise travel insurance, so they may be good options for your trip. They offer the essential coverage you need if a sudden incident happens during your getaway at sea. Plus, when you travel with us, you'll get access to our Travel On app for tap-to-call assistance, real-time safety alerts, and more.
Wondering which one of our plans could be the best travel insurance for your cruise? Here are some details on each of our plans:
Essential
Our budget-friendly protection plan with essential coverage. It provides up to $10,000 trip cancellation, $200,000 emergency evacuation, and $25,000 emergency medical coverage — plus other benefits.
Advantage
Our mid-tier plan with great coverage at an even greater price. It provides up to $10,000 trip cancellation, $250,000 emergency evacuation, $50,000 emergency medical coverage, and other key benefits.
Ultimate
Our most comprehensive —and customizable — plan. It provides up to $50,000 trip cancellation, $1,000,000 emergency evacuation, $250,000 emergency medical coverage, and much more.
Want to customize your policy to better suit your cruise? Check out our optional upgrades:
- Cancel for any reason upgrade: Available on our Ultimate plan
- Rental car damage upgrade: Available on our Ultimate, Advantage, and Essential plans
- Additional medical upgrade: Available on our Ultimate plan
- Adventure activities upgrade: Available on our Ultimate, Advantage, and Essential plans
- Accidental death for air travel upgrade: Available on our Ultimate, Advantage, and Essential plans
- Pet care upgrade: Available on our Ultimate, Advantage, and Essential plans
- Rental property security deposit upgrade: Available on our Ultimate, Advantage, and Essential plans
- Cancel for business reasons upgrade: Available on our Ultimate plan
- Additional baggage upgrade: Available on our Ultimate, Advantage, and Essential plans
How much does travel insurance cost for a cruise vacation?
It’s fast, free, and easy to find out how much your cruise insurance will cost — just get a quote on our website. Click any of the orange quote buttons throughout our site or enter your destination on our homepage to start your quote. Once you input your vacation details, you’ll see your plan options and pricing.
Can you buy travel insurance after booking a cruise?
Yes! In fact, we recommend that you buy travel insurance for your cruise as soon as you book any part of your vacation. This means you can benefit from trip cancellation coverage for as long as possible.
Why else should you purchase as soon as you book? If you get our Ultimate plan within 21 days of your first trip payment and insure your whole trip cost, we can include coverage for your pre-existing conditions. Then, if your ongoing illness acts up during your cruise and you need medical treatment, we may reimburse you for those costs. This coverage can be helpful whether you're looking for cruise travel insurance for seniors or coverage for your family.
