Travel insurance for Bahamas trips

Before visiting the Bahamas, you may want to stay in touch with the latest updates from the U.S. Department of State's travel advisories website to check if there are any travel warnings for the area.

If there's a travel advisory that could affect your coverage with Travelex, it may be listed on our travel alerts page. If you're a Travelex policyholder, you can get the most out of your plan and receive real-time security notifications during your Bahamas vacation when you download our Travel On app.

You may have made a big investment in your cruise, and you never know when you could be one named storm or unforeseen illness away from a canceled trip.

If your plans are derailed because of an unanticipated event, travel insurance coverage for Bahamas cruises may reimburse you for unforeseen expenses or prevent you from losing your whole cruise investment. We can offer you coverage whether your ship departs from the United States or the Bahamas as long as your primary residence is in the United States.

Learn more about how our cruise travel insurance can help you feel more in control while enjoying a cruise in the Bahamas.

If you’re picturing yourself feeling the wind in your hair while you drive past the white-sand beaches of the Bahamas, you may want to look into our rental car damage upgrade. It can provide coverage if there’s damage to your rental car because of eligible events like collision and flood. Discover more about our travel insurance for car rentals here.

Have you dreamt about scuba diving Dean’s Blue Hole in the Bahamas or hiking at the Bahamas National Trust Nature Centre in Freeport? At Travelex, certain activities are included with our base coverage, such as horseback riding, snorkeling, and kayaking. And if you’re looking to rent a jet ski like many other Bahamian tourists, you’ll feel relieved to know our base plans include jet ski travel insurance.

But, if you think you’ll scuba dive deeper than 75 feet, go zip lining, or try another activity that isn’t eligible for coverage with the base plans, it’s a smart idea to consider adding our adventure activities upgrade. It can provide you with scuba travel insurance, skydiving coverage, and more.

Some of our plans offer trip cancellation coverage for certain reasons. But having the freedom to know you’re able to cancel your trip for any reason can feel like a huge relief — even before something unexpected happens.

Our Ultimate plan is eligible for our optional cancel for any reason upgrade, which can reimburse you up to 75% ($7,500 maximum) of your insured trip payments when you have to cancel your trip up to 48 hours before departing. You can use our cancel for any reason upgrade for any cancellation reason at all.

Please note: To get cancel for any reason coverage, you must insure all your nonrefundable trip expenses in your plan, your trip cost can’t be more than $10,000, and you must purchase the upgrade at least 31 days before your departure date. You also must purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip. Subsequent arrangements must be insured within 14 days of booking those arrangements. This upgrade is called cancel for any fortuitus reason in NY.

Thinking about visiting the nearby Florida Keys or Turks and Caicos during your Bahamas vacation? You can get coverage for your whole trip even if you’re stopping in different countries, as long as the country you’re in isn’t a sanctioned or restricted destination that we don’t insure (check our blocked destinations page for more information).

When you get a travel insurance quote for a trip to multiple countries, you should enter your destination as the country you'll be in for most of the trip. For example, if you plan on staying in the Florida Keys for two nights and the Bahamas for three nights, you should list the Bahamas as your destination for travel insurance purposes.

You may be able to get travel insurance through your credit card, but it likely won’t include 24/7 travel assistance or be backed by a specialized company that provides higher benefit limits. You may also have to jump through hoops to receive travel insurance coverage through a credit card company, as some have requirements for eligibility before coverage can kick-in.

At Travelex, we can offer broader coverage than a credit card company — including potentially insuring pre-existing medical conditions — so you can have a smoother journey in the Bahamas.