Prepare for trip delays with our travel delay insurance

Discover how travel delay insurance can provide relief while you wait to depart

Travel delays can be common, from bad weather slowing your flight schedule to a lost passport keeping you at a destination longer than expected. And while a short delay may not be much to stress about, longer delays can sometimes affect the rest of your travel plans.

How? Long delays can cause you to miss connecting flights or even the activities you have planned in your destination. They can also mean you need to buy necessities like meals and local transportation while you wait for your trip to restart.

Our travel insurance with travel delay can give you some relief until your itinerary is back on track. Keep reading to see how our team can help if a trip delay puts your plans on hold.

What is travel delay insurance?

Travel insurance for trip delays can help reimburse you for the necessities you need during an unexpected travel delay, like meals or nights of accommodation.

You can’t plan absolutely every second of your trip, and sometimes you’ll experience setbacks beyond your control. When you vacation with travel insurance for travel delay, you can have a smoother wait knowing you won’t be left paying completely out of pocket.

What does Travelex’s travel delay insurance include?

Our travel insurance for travel delays kicks in if you’ve been delayed for at least five* consecutive hours. Unlike short delays, longer delays are more likely to mean you’ll need a place to stay or extra meals until your vacation resumes — and our coverage is here to help.

When you vacation with our travel delay coverage and experience a holdup of five* or more hours from a reason eligible for coverage in your policy, we can pay you back for unexpected lodging expenses, like a night in a nearby hotel. We can also reimburse the costs of your meals, telephone calls, and local transportation while you’re delayed up to the benefit limit listed in your policy. If you buy our Ultimate plan, you’ll even have some coverage to help reimburse the cost of airline club admission at the airport.

Important: Remember you’ll need to save all your receipts to submit with your travel delay insurance claim, so we have proof of your expenses. Plus, we won’t reimburse expenses you have after travel becomes possible again and your delay ends.

*Six hours for the Essential plan

Which Travelex plans include travel delay insurance?

You get our travel insurance with travel delay on our Essential, Advantage, Ultimate, and Travel Med Go plans. Keep in mind that each plan has a total maximum eligible amount and a daily reimbursement limit. So, don’t forget to check your plan’s limit before you go shopping, because we can only pay back a certain amount for each day you’re delayed.

Here’s the limit we can reimburse per person for travel delay-related expenses depending on the plan you choose:

Essential: $600 ($200 per day maximum)
Advantage: $1,000 ($250 per day maximum)
Ultimate: $2,000 ($250 per day maximum)
Travel Med Go: $500 ($200 per day maximum)

Important: If travel becomes possible (meaning your airline can put you on an early flight the next morning), we can’t reimburse you for any expenses you incur after that early flight — even if you don’t take it. Our coverage is here to help you when there isn’t an option to keep on traveling, so if an option to get going again becomes available, it’s smart to jump at the chance.

Does Travelex travel insurance cover delayed flights?

Yes, our travel delay insurance can reimburse your necessary expenses while you wait if your flight is delayed. But remember, we won’t pay for your delayed flight — just for your essential purchases during the delay of at least five* hours.

*Six hours for the Essential plan

What types of trip delays does Travelex cover?

Our travel delay coverage doesn’t only offer travel insurance for flight delays — it can help if you’re traveling by road, rail, or sea, too. So, whether you’re looking for travel insurance for a delay from a lost or stolen passport or coverage that can protect you if you’re involved in a documented traffic accident on the way to the railway station or cruise port, we can help.

Our travel delay coverage kicks in if your delay of five or more hours is caused by:

A common carrier delay
The loss or theft of your passport, travel documents, or money
Quarantine
Hijacking
Natural disaster
Adverse weather conditions
A documented traffic accident while you’re on your way to departure
Unannounced strike
Civil disorder
You, your family member, or someone you’re traveling with have an eligible injury or illness
You (or someone traveling with you) pass away

Important: For our travel delay insurance to apply, your delay must be the result of one of the reasons listed above.

Looking for baggage delay travel insurance? We have it — it’s part of our baggage delay benefit that’s available on our Essential, Advantage, Ultimate, Travel Med Go, and Flight Insure Plus plans. You can learn more about our baggage delay coverage on our baggage insurance for travel page.

Our travel delay insurance comes with 24/7 assistance and access to our Travelex app

Did you know we’re here 24/7 to help you if you have a travel delay? Maybe you want assistance with booking a nearby hotel or coordinating your travel arrangements. whatever you need support with, you can call our expert travel assistance provider anytime from anywhere using the number on our assistance page or tapping the assistance button in our Travel On app.

Haven’t downloaded our app yet? It’s a great travel companion because it also provides real-time safety alerts to help you avoid nearby risks, useful destination information, and easy access to your policy documents.