Discover more of America confidently with travel insurance
From the islands in Hawaii to the mountains in Montana, there are endless incredible sights to see in the U.S. But it’s worth remembering this: There's always a risk of unexpected mishaps occurring when you're away from home.
So, whether you're taking a relaxing family vacation in Florida, touring around Washington, D.C., or hiking on an adventurous Colorado trip, it’s always smart to have domestic travel insurance for U.S. trips. With our team on your side, you can feel more protected from the unexpected while you enjoy all the U.S. has to offer.
Top benefits of our domestic travel insurance
Travel delay coverage
Baggage and personal effects coverage
Primary coverage for emergency medical expenses
What's domestic travel insurance?
Whether you're planning a quick weekend getaway or a cross-country journey, domestic travel insurance for U.S. trips can provide coverage for things like trip cancellations, unexpected medical emergencies, or even lost luggage. It’s designed to give you extra confidence, knowing you'll have support if things don't go as planned.
At Travelex, our domestic travel insurance can protect trips within the United States at least 100 miles from your home. So, whether you're catching a flight to a sunny beach in Hawaii or exploring bustling cityscapes in New York, our coverage can help you focus on the fun, not the "what ifs."
Do I need domestic travel insurance?
You may be wondering if travel insurance is worth it for domestic flights and other forms of travel within the U.S. Yes, it’s worth it — because travel insurance isn’t just for international vacations. Lots of trips within the U.S. will go smoothly, but you can still experience (sometimes costly) unexpected issues, whether you’re in Oslo or the Ozarks.
Wondering, “What does domestic travel insurance cover?” Here are some common travel mishaps that our coverage can help with:
Trip cancellations, trip interruptions, and travel delay
Planning a domestic trip can cost several hundreds of dollars at a minimum. And if your American adventure is put on hold or called off, you may have extra costs or lose what you’ve already paid if you don’t have domestic travel insurance coverage in place.
If you need to cancel your domestic trip for a covered reason and you’re traveling with our Essential, Advantage, or Ultimate plan, we could reimburse you.
If you have a covered trip interruption or travel delay while you’re traveling with our Essential, Advantage, Ultimate, or Travel Med Go plan, we could also offer coverage.
You can learn more about our coverage on our trip cancellation and interruption and travel delay pages.
Emergency medical and dental expenses
Medical treatment in the U.S. is often expensive, especially if you need to go to urgent care or the hospital. And there’s a chance that if you’re traveling to a different state, medical providers may not accept your health insurance.
Thankfully, our domestic travel insurance could reimburse you for emergency medical costs while you're on your trip if you buy our Essential, Advantage, Ultimate, Travel Med Go, or Flight Insure Plus plan.
Get more details on our emergency medical and dental coverage page.
Lost, stolen, or damaged personal items
Looking to protect your passport or your favorite sweater? Our Essential, Advantage, Ultimate, Travel Med Go, and Flight Insure Plus plans can reimburse you for common issues affecting your personal belongings. Depending on which plan you choose, you may even be able to add our optional baggage upgrade to increase your coverage for your items — like your jewelry or smartphone.
Discover what we can provide coverage for on our baggage insurance for travel page.
When's the best time to buy domestic travel insurance?
The ideal time to buy a domestic travel insurance for your U.S. vacation is as soon as you book any part of your trip — especially if you want pre-trip cancellation coverage.
Several of our domestic travel insurance plans include trip cancellation coverage. This means you could get some money back if you need to cancel your trip before you leave for a covered reason. You can compare our plans to find the amount of trip cancellation coverage you’re looking for.
At Travelex, we also include early purchase benefits with our Ultimate plan, which makes buying early even better. If you buy our Ultimate plan within 21 days of your first trip payment and insure your full trip cost, we can waive the pre-existing condition exclusion. This means we can reimburse you if you have an emergency medical expense because of an existing condition while you’re away.
Remember to always review the policy for complete details and purchase requirements. You can also reach out to our award-winning customer service team for policy questions at 1-800-819-9004.
Which Travelex plan offers the best domestic travel insurance for my trip?
We can’t tell you which plan is right for you — it depends on your travel plans and personal needs. We have several plans for you to compare and choose from, so it’s easier to get travel insurance for your trip.
Here are our most comprehensive plans that cover domestic trips:
Essential
Want cheap domestic travel insurance? Our budget-friendly Essential plan provides key benefits and up to six optional upgrades for extra coverage like pet care and additional baggage.
Advantage
Looking for more coverage at a great price? Our Advantage plan can protect your domestic getaway with a variety of benefits with higher limits than our Essential plan, plus the option to include up to six upgrades.
Ultimate
Our best domestic travel insurance plan is our Ultimate plan. It offers more coverage for emergency medical expenses and other benefits, like trip cancellation and emergency evacuation. With our Ultimate plan, you’ll have access to up to nine optional upgrades, including cancel for any reason and adventure activities.
Want coverage for your kids? Our Ultimate plan is our only domestic travel insurance plan with kids-included pricing. So, coverage for one child per each insured adult is included in the rate — as long as the child’s individual trip cost is equal to or lower than the insured adult’s individual trip cost.
Bring our 24/7 travel assistance and Travel On app on your American adventure
One of the most valuable benefits you’ll get with all our plans is access to our 24/7 travel assistance team. Our caring experts can support you with vacation issues and arrangements anytime from anywhere. They’re easy to reach on our Travel On app, which shows you the right number to call when you tap the assistance button. Our app can also send you real-time safety alerts, show you destination information, and more.
