Up to $50,000 emergency medical expense coverage
Up to $250,000 emergency evacuation and repatriation coverage
Seven optional upgrades to choose from
Access to 24/7 travel assistance
Can you book travel insurance last minute?
When it comes to trip protection, you can usually protect your trip as soon as you’ve booked any part of your trip (like a hotel or flight) to benefit from cancellation coverage. Or you can buy it up to the day of departure as long as you have not left home and make the most of on-trip coverage instead.
Our Travel Med Go plan covers you after you leave home and during your vacation. So, it’s a great last-minute travel insurance option when you don’t need pre-trip cancellation coverage but still want quality coverage while you’re on your trip.
You can buy our Travel Med Go plan any time before you depart home. Once you’re traveling, it can help protect against unexpected costs that come with certain travel issues.
Looking for cheap last-minute travel insurance and ready to see if our Travel Med Go plan suits your trip? You can get a quote online now.
What does last-minute travel insurance cover?
Every travel insurance plan is unique, so it’s important to look at the coverage and make sure you’re getting what you need for your trip. If you’re buying travel insurance last minute, it’s likely you won’t need any pre-trip cancellation coverage. Instead, you’ll want to make sure you have the right on-trip coverage for your destination and whatever activities you’re planning.
Our Travel Med Go plan is a great choice if you’ll be jetting off soon, because it offers key on-trip benefits you’ll likely want —and none of the pre-trip benefits you no longer need. It’s our on-trip plan with travel medical insurance coverage, so you’ll have up to $50,000 emergency medical expense and $250,000 emergency evacuation coverage. Plus, you’ll have primary coverage for medical care and up to $10,000 accidental death and dismemberment coverage.
But our Travel Med Go plan provides more than medical-only travel insurance — it includes protection for travel delay, missed connection, lost or delayed luggage, and more. This means even if you don’t buy it until the day before you leave, you can head off on vacation knowing you have coverage for all the important things, plus our 24/7 assistance if you need us.
How do I buy last-minute travel insurance?
If you’re ready to protect your trip with Travel Med Go — or you’re curious to know how much it costs — you can get a quick quote online now. Just enter your destination to start your quote. If our Travel Med Go plan suits your trip, it’ll appear as one of the plans you’re able to select.
Want to add extra coverage to your policy? You can select up to seven optional upgrades to include with Travel Med Go, our last-minute travel insurance plan.
Our Travel Med Go plan: last-minute travel insurance benefits
| Benefit | Travel Med Go |
|---|---|
| Trip interruption and delay | |
| Trip interruption | $1,000 maximum |
| Travel delay | $500 ($200 daily limit) |
| Missed connection (air and cruise only) | $300 |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $500 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 60 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Accidental death for air travel | Available Limit options: $200,000, $500,000, or $1,000,000 Not available to NH residents |
| Additional medical | Available (additional $250,000 for emergency medical expense only) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Additional baggage | Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Our Travel Med Go plan: last-minute travel insurance benefits
| Benefit | Travel Med Go |
|---|---|
| Trip cancellation, interruption, delay, and inconvenience | |
| Trip interruption | $1,000 maximum |
| Travel delay | $500 ($200 daily limit) |
| Missed connection (air and cruise only) | $300 |
| Baggage and personal effects | $1,000 ($500 per item limit) |
| Baggage delay | $500 |
| Emergency evacuation and repatriation | |
| Emergency evacuation and repatriation | $250,000 |
| Emergency medical expense | |
| Emergency medical expense | $50,000 |
| Emergency dental expense | $500 |
| Pre-existing medical condition look-back period | 180 days Does not apply to NH residents |
| Primary coverage | Included |
| Accidental death and dismemberment | |
| Accidental death and dismemberment | $10,000 |
| Exposure and disappearance | $10,000 |
| Other benefits | |
| 24/7 emergency assistance | Included |
| Maximum trip length | Up to 60 days |
| Eligible destinations | All domestic and international locations without OFAC sanctions, and excluding Russia, Ukraine, Belarus, Israel, Palestinian Territories, Haiti, South Sudan, Sudan, Afghanistan, Myanmar, and Yemen; Cuba requires approval |
| Review period | 21 days |
| Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
| Optional upgrades | |
| Rental car damage | Available ($50,000 with a $100 deductible) |
| Accidental death for air travel | Available Limit options: $200,000, $500,000, or $1,000,000 Not available to NH residents |
| Additional medical | Available (additional $250,000 for emergency medical expense only) Not available to NH residents |
| Adventure activities | Available (waives exclusions on certain activities) Search and rescue: $10,000 Security evacuation: $100,000 Not available to IL residents |
| Pet care | Available Pet care: $250 Pet veterinarian expense: $2,500 Not available to NY or VA residents |
| Rental property security deposit | Available ($2,000) |
| Additional baggage | Available (additional $4,000) Per item limit: $1,500 Electronic and professional equipment: $2,000 Sporting equipment delay: $1,500 Sporting equipment rental: $2,000 |
Optional upgrades for our Travel Med Go plan
Adventure activities upgrade
Adventure activities upgrade
Don’t want to lie on a beach all day while on vacation? This upgrade could be for you.
Accidental death for air travel upgrade
Accidental death for air travel upgrade
Most flights take off and land smoothly, but here’s how you can get extra protection.
Rental property security deposit upgrade
Rental property security deposit upgrade
Renting a property instead of staying in a hotel? Consider protecting your security deposit.
Additional baggage upgrade
Additional baggage upgrade
Whether you’re taking your laptop or lots of clothing options, this upgrade lets you increase your coverage.
