Travel insurance for Costa Rica vacations

While travel insurance isn’t required to visit Costa Rica, it’s a good idea to pack coverage for your trip. Here’s why: Your journey may not always unfold as anticipated, and if something surprising does happen, travel insurance can help safeguard you from financial risk and offer necessary support during your time abroad.

Before your trip to Costa Rica, it’s a good idea to continuously check travel alerts posted by the U.S. Department of State on its travel advisories website.

If there are travel advisories that may affect your travel insurance coverage, you may find them on our travel alerts page. Our policyholders can also stay in-the-know with live security alerts while in Costa Rica via our Travel On app.

Travel insurance for your Costa Rica cruise can help your finances stay afloat if something goes wrong during your trip. Whether your cruise schedule changes, you get sick or injured while traveling, or you fail to catch a connecting flight, having the appropriate cruise travel insurance for the Caribbean can assist in compensating for the expenses of unused non-refundable travel reservations, healthcare costs, stolen personal possessions, and more.

Booking a cruise? Compare our plans now before you go.

Zip lining through the rainforest, canyoning in Monteverde, or scuba diving in the Cocos Islands? You may want to make sure the adventure activities you have on your itinerary are included in your travel insurance for Costa Rica.

Here’s the silver lining: With all our base plans, you can have coverage for certain activities like kayaking, snorkeling, horseback riding, hiking, and more.

Are you thinking about trying other thrilling activities like zip-lining and sky diving during your trip to Costa Rica? If you’re interested in an activity that isn’t included in our base plans, check out our adventure sports upgrade.

Still not clear on adventure sports coverage? Reach out to our customer service team to learn more about coverage for your adventure activities and make sure they’re eligible for coverage under your travel insurance plan for Costa Rica.

You can’t anticipate everything, and something may come up before your vacation that puts it at risk.

If you want the flexibility to be able to call off your trip and be eligible for reimbursement of 75% of your insured trip costs (up to $7,500), consider adding our cancel for any reason upgrade* to our Ultimate plan. It lets you cancel for any reason at all up to 48 hours before your trip is scheduled to start, which can help you avoid losing your entire trip investment.

Want to know how to be eligible for reimbursement with our cancel for any reason upgrade? You’ll need to:

• Insure all your nonrefundable trip expenses in your plan.

• Purchase the upgrade at least 31 days before your departure date.

• Purchase the cancel for any reason upgrade with the Ultimate plan within 21 days of your initial payment for your trip.

• Insure subsequent arrangements within 14 days of booking those arrangements.

_{*Cancel for any fortuitous reason in NY.}

If you plan on stopping in several countries on your next trip, you should list your destination on your travel insurance policy as the location you’ll be spending the most time in. For instance, if you plan a vacation where you’ll visit Costa Rica for seven days and Nicaragua for three days, you should list Costa Rica as your destination. You’ll still have coverage for the entirety of your trip if you’re not traveling to one of our blocked destinations.

If you have pre-existing medical condition(s), you may be concerned that they’ll cause you problems during your trip to Costa Rica. Our travel insurance for Costa Rica may offer protection for pre-existing medical conditions if you insure your full trip cost and buy our Ultimate plan within 21 days of your initial trip payment.

Some credit cards may provide travel insurance, but those plans may not give you enough protection and come with certain requirements before you’re eligible for coverage. When you need travel insurance, consider going straight to specialists for broader coverage and reliable support. Our plans offer a wide variety of key benefits, such as possible coverage for pre-existing medical conditions and 24/7 travel assistance.