Travel insurance for Europe trips

Travel insurance can provide coverage for many European countries. However, we don’t offer coverage to the destinations listed on our blocked destinations page. Make sure to check if you’re eligible for coverage before booking your vacation.

Regardless of whether you're planning your trip personally or a company’s doing it for you, unforeseen incidents can happen. Even on a well-planned excursion, you could experience a stolen bag in Sweden or get food poisoning in Finland.

Considering travel insurance for your European journey is not just beneficial for your own financial protection, but also many tour companies mandate evidence of travel insurance before you embark on the tour. Travel insurance coverage can also serve as a safety net if your nonrefundable tour gets canceled because of a covered reason, plus assist you should something go wrong during your trip.

Driving is a popular way to get around Europe, so if you're considering renting a car during your trip, travel insurance can provide additional security in the event of an accident that causes damage to your rental car.

Our Ultimate, Advantage, Essential, and Travel Med Go plans offer our optional rental car damage upgrade. If you run into incidents like collision, vandalism, theft, or weather-related damage while driving a rental car, this upgrade can help. Learn more about our rental car damage upgrade here.

Important: Our rental car damage upgrade isn’t available for trips to Ireland.

Dreaming of coasting past waterfalls in Norway or soaking up a waterfront view of idyllic architecture in Denmark? If you're planning to set sail on a cruise during your time abroad, consider investing in travel insurance.

If your cruise is unexpectedly canceled or interrupted for an eligible reason or you get sick or injured on board, our coverage can help reimburse costs of non-refundable travel bookings, emergency medical expenses, emergency medical evacuation, lost personal belongings, and more.

Booking a cruise? Learn more about our cruise travel insurance now.

Travelers with an adventurous spirit can find thrilling experiences in Europe, like paragliding in the Swiss Alps, rock climbing at Spain’s El Chorro, or canyoning in Austria. But it’s a good idea to check that your travel insurance policy provides coverage for the adventure activities you plan to do in Europe.

Our base plans provide coverage for a variety of activities, like snowboarding, kayaking, snorkeling, horseback riding, hiking, and more.

Want to ski in St. Moritz or try other thrilling adventures on your trip to Europe that aren’t included our base plans? Our adventure activities upgrade provides coverage for sports excluded from our base plans, like skiing, zip-lining, and skydiving.

Have more questions about our adventure activities coverage? You can speak with us at 1-800-228-9792 to make sure your chosen adventure activity is eligible for coverage before you purchase travel insurance.

Something could always come up that makes you unable to take your trip to Europe. If you don’t want to lose your entire vacation investment, our cancel for any reason upgrade* may be a smart addition to your travel insurance policy. Available only on our Ultimate plan, this upgrade lets you call off your trip — no matter what your reason is — up to two days before your scheduled departure date. This helps to keep you from losing everything you’ve paid for your trip, as we can reimburse 75% of your insured trip costs (up to $7,500).

To be eligible for reimbursement with this optional upgrade, you’ll need to insure all nonrefundable trip costs (up to a maximum of $10,000) with your policy at the time of purchase and you must buy the upgrade 31 days or more before your departure date. Additionally, you must purchase the upgrade with the Ultimate plan within 21 days of making your initial trip payment. Any additional travel arrangements need to be insured within 14 days of booking them.

_{*Cancel for any fortuitous reason in NY.}

Yes, you’ll have coverage for your entire trip in Europe, as long as you’re not traveling to a blocked destination that we don’t offer coverage for.

When you get a quote, you can either select Europe as your destination or the country where you’ll spend the bulk of your trip. For example, if your vacation consists of a two-week stay in Italy and a weekend visit to Paris, you can list Italy as your destination.

Although many credit cards provide travel insurance, these plans often come with lower benefit caps and specific conditions necessary for activating coverage. Opting for travel insurance from a dedicated provider like our team at Travelex can offer broader coverage, so you can feel confident about your financial protection during your European travels.

If you have a known pre-existing medical condition, it's natural to worry about its potential impact on your European travels. However, travel insurance for Europe could provide coverage for these medical conditions if you buy our Ultimate plan within 21 days of your first vacation payment and insure all trip costs.

You never know what injuries and illnesses could come up while you’re abroad — and if you need to see a doctor on vacation, your U.S. health insurance likely won’t cover the cost. Travel insurance with emergency medical coverage can save your finances while you’re on the road to recovery.

If you're in the market for medical insurance for your getaway in Europe, it's essential to become aware of the type of medical protection that travel insurance can provide. Our plans with emergency medical and dental expense coverage can reimburse you for eligible costs resulting from unexpected injuries or illnesses. So, voluntary medical procedures performed while abroad are not eligible for coverage, nor is traveling for the purpose of obtaining medical treatments.

Your travel insurance cost depends on various factors, like your age and trip cost. It’s easy to find out how much travel insurance is for your Europe trip — just click the “Get quote” button below and enter your destination, trip, and traveler details to find out.