Learn more about travel insurance for medical evacuation and repatriation
Vacation plans are usually packed with fun activities, exciting new sights, and relaxing moments. But it’s also important to plan for unexpected issues that could happen at any time while traveling — including an emergency medical evacuation.
If you have a severe illness or injury and need to be transferred elsewhere, it can be overwhelming — and expensive. And in the worst-case scenario, if you lose your life, your loved ones could be faced with obstacles and high costs to bring your remains to your final resting place.
We don’t want the thought of serious travel incidents to ruin your holiday excitement, but it’s smart to travel prepared for anything your vacation could bring. At Travelex, we’re travel protection experts, and we’re here to help provide financial protection and 24/7 support when you need it most. So, if you travel with us and our travel insurance for medical evacuation and repatriation, you can travel with extra confidence.
What’s medical evacuation insurance for travel?
If something happens during your trip and you need to be evacuated from your location to get treatment, travel insurance for medical evacuation coverage can reimburse you for the high cost of the transportation. It provides coverage for you to lean on in what could possibly be one of your most challenging life moments.
If you’re traveling with Travelex coverage and need a medical evacuation, our 24/7 travel assistance provider can help. There’s no need for you to worry about how you’ll get somewhere safer — we can take care of your evacuation arrangements with the help of our extensive network of certified medical providers worldwide. If you need an evacuation in a country that doesn’t speak your native language, our assistance team can even arrange language interpretation services so you can understand what’s happening and how they’re caring for you.
Along with helping to coordinate your medical transfer, we can reimburse the unexpected cost of your evacuation. This means you can focus on getting back on your feet, rather than footing the bill.
Do I need travel insurance for medical evacuation?
Unfortunately, accidents causing major injuries can happen to anyone. If it happens to you, you’ll want to access medical care as soon as possible. However, if you’re on a cruise, in a remote location, or on unfamiliar terrain, there might not be an adequate medical facility nearby. Or, if there is, there may be potential foreign language barriers and you may not be able to find immediate transportation. Plus, emergency evacuations can cost tens of thousands of dollars in the U.S., and upwards into the hundreds of thousands in further areas.
If you want to focus more on having fun and less time worrying about how you’d handle an evacuation without expert support, it’s smart to consider traveling with medical evacuation coverage.
What does Travelex travel insurance for medical evacuation cover?
We offer travel insurance with medical evacuation and repatriation coverage on our Essential, Advantage, Ultimate, Travel Med Go, and Flight Insure Plus plans. If you travel with a Travelex plan, we can reimburse you for your unexpected evacuation or repatriation costs that result from a sickness or eligible injury that starts during your vacation.
How much emergency medical evacuation and repatriation coverage can I have?
The maximum amount we can reimburse you depends on the plan you choose. Our coverage for emergency evacuation includes repatriation coverage, so they share a benefit limit.
Here are the emergency evacuation and repatriation benefit limits per person for each of our plans that include this coverage:
- Essential: $200,000
- Advantage: $250,000
- Ultimate: $1,000,000
- Travel Med Go: $250,000
- Flight Insure Plus: $100,000
Tip: Wondering what travel insurance for medical repatriation is and what coverage we offer? Keep reading to learn more.
What expenses are eligible for travel insurance for medical evacuation?
Within your benefit limit, there are certain costs we can reimburse when you need an evacuation.
Here are the ways our emergency evacuation coverage can help during your trip:
- If you have a severe illness or injury and a doctor certifies that you’re able to travel but need an emergency medical evacuation because there isn’t suitable medical care nearby: As long as our assistance provider approves the evacuation beforehand and arranges it, we can cover the expenses for transportation and medical care en route to the nearest suitable hospital.
- If a doctor says it’s medically necessary for you to have a non-emergency medical evacuation: We can cover the costs of your transportation and medical care en route to a hospital or your home with our assistance provider’s approval.
- If you’re traveling alone and hospitalized for more than seven days: We can cover the expenses for a person of your choice to be flown economy class round-trip to your hospital(up to $2,500 maximum). The benefit also includes $250 for their lodging and meals per day for up to seven days.
- If you’re traveling with your insured child (18 years old or younger) and you pass away or are hospitalized: We can cover the expenses for transportation up to the cost of a one-way economy class flight ticket for your child and someone accompanying them to return to your home, as long as our assistance provider approves it first.
- If you’re traveling with another adult and you have an eligible medical evacuation: We can cover the costs for the person you’re traveling with to join you while you’re being evacuated, if our assistance provider authorizes the costs beforehand and makes all arrangements.
- If you were evacuated and ready to return home: We can cover the cost of your one-way economy class airfare (or the class you flew with your original tickets) to your home from the hospital. We won’t cover any portion of your unused transportation tickets that are refundable.
Yes, there are lots of ways we can help! To learn more, check the policy for all your benefits and any exclusions.
Got questions about our coverage? Call our award-winning customer service team at 1-800-228-9792 for questions.
What’s travel insurance with repatriation coverage?
Organizing repatriation — or the transportation of remains to a final resting place — can be complicated, distressing, and expensive for loved ones. But travel insurance with repatriation coverage can help cover the cost.
The loss of your life is difficult to think about, but having travel insurance with repatriation of remains coverage can help ease both emotional and financial strain. At Travelex, our travel insurance for medical repatriation is included with your emergency medical evacuation benefit, so your loved ones can lay you to rest.
What does Travelex travel insurance cover for medical repatriation include?
We can reimburse repatriation expenses for the preparation and transportation of your remains to your home. Or, if you pass outside of the U.S., at your next of kin’s request we can instead reimburse up to the same amount for a local burial in the country you’re in.
Here are some repatriation expenses we can cover:
- Embalming
- Cremation
- The coffin or container for transporting your remains
- Transportation of your remains by the most direct and economical method and route possible
- The costs for the person you were with on your trip to travel with your remains as they’re transported, as long as our assistance provider authorizes the costs
Important: To be eligible for repatriation coverage, your beneficiary must make all repatriation arrangements with our 24/7 assistance team and have them authorize all expenses in advance.
Wondering how much repatriation coverage you can have? Remember, it’s part of our emergency evacuation coverage. So, scroll back up and check out the coverage amounts for our travel insurance for medical evacuation and repatriation.
When wouldn’t Travelex’s repatriation coverage apply?
We can’t cover your burial at home; we can only cover your repatriation or your burial in the destination where you passed away (up to the benefit amount). Other examples of situations where your policy won’t apply are if your beneficiary:
- Chooses a more expensive coffin than the least expensive coffin available
- Makes repatriation arrangements themselves, rather than through our assistance provider
- Chooses a more costly route for the transportation of your remains
Tip: Before you go, it’s a good idea to tell your beneficiary about the benefits and exclusions for your repatriation coverage. This way, in the unlikely event they need to use the coverage, they’ll know how to proceed and contact our travel assistance provider.
Call our 24/7 travel assistance provider to be eligible for coverage
From trekking through the Amazon to kayaking in Alaska, there should be no shortage of fun during your vacation. But there’s always a chance for things to go wrong during your trip.
If something does go wrong and you need to use your emergency medical evacuation or repatriation coverage, call our emergency assistance line as soon as it’s safe to. We’ve helped evacuate a lot of travelers in our time, so we know how to get you the help you need. Plus, our assistance team must make all the arrangements for your evacuation and approve the costs for coverage to apply.
Worried you’re calling at a “bad time”? Your Travelex plan includes access to our expert travel assistance team’s support 24/7 during your trip. So, if you’re experiencing an emergency medical issue at 3 a.m. in Thailand or need travel assistance at 2 p.m. in London, we’re here to help anytime.