Find travel insurance for your Caribbean vacation

Travel insurance can provide coverage for all Caribbean countries. But if you're thinking about getting coverage for a trip to Cuba, you'll need to get our approval first. You can call our award-winning customer service team at 1-800-228-9792 to speak with us about your trip to Cuba.

Please note: We can't provide coverage for any Caribbean country that's been sanctioned by the Office of Foreign Assets Control (OFAC). So, before you plan your trip to the Caribbean, it's a good idea to check the OFAC website to see if there are any sanctions against the country you're planning to visit.

Wondering if Mexico is in the Caribbean for travel insurance purposes (or other nearby countries)? We don’t consider it to be part of the Caribbean — but when you get a quote, it’s easy to choose Mexico (or another specific country) as your destination.

When planning a journey to the Caribbean, it's crucial to keep an eye on the U.S. Department of State's travel advisories website for any travel warnings.

Travel advisories that can impact your Travelex travel insurance policy may be listed on our travel alerts page. If you have a policy with Travelex, you also get access to our Travel On app, which can provide real-time security alerts while you're traveling in the Caribbean.

Just like with any trip, anything can happen while you’re on a Caribbean cruise. If a situation arises — like a canceled cruise because of a named storm in Bermuda or a fall on the stairs heading to the pool deck — cruise travel insurance can help protect your finances by reimbursing costs you didn’t expect, including unused non-refundable payments for eligible reasons. Travel insurance can also provide necessary support even if you start your cruise in the United States.

Thinking about going on a Caribbean cruise? Compare our travel insurance plans now and check out our cruise safety guide.

Want the flexible transportation that a rental car provides? Our travel insurance for Caribbean trips can assist with unforeseen costs associated with rental car damage, including collision and vandalism.

Whether you choose our Ultimate, Advantage, Essential, or Travel Med Go plan, you can include our rental car damage upgrade for up to $50,000 coverage with a $100 deductible.

Please note: Our rental car damage upgrade is not available in Jamaica.

Planning to go scuba diving in St. Lucia or deep-sea fishing in Jamaica? Your travel insurance plan should help protect all the adventures on your itinerary while you’re in the Caribbean.

From horseback riding and hiking to kayaking and snorkeling, you can get important protection for some activities with our base plans.

However, if you’re looking to take part in more thrilling activities like scuba diving deeper than 75 feet or bungee jumping, you may want to consider our adventure activities upgrade, which can be added to our Ultimate, Advantage, Essential, and Travel Med Go plans.

If you have more questions or want to see if the adventure activities you have in mind are eligible for coverage by your travel insurance plan before buying, contact our customer service team at 1-800-228-9792.

A trip can be a big investment, and it can be stressful if something unexpected comes up and you need to cancel your vacation.

Our base plans with trip cancellation coverage can reimburse you for certain eligible reasons. But for more flexibility ahead of your Caribbean vacation, it might be smart to add our cancel for any reason upgrade* to our Ultimate travel insurance plan.

This upgrade means you can call off your trip for whatever reason you like, as long as it's at least 48 hours before you're supposed to leave. This way, you won't lose all your vacation spendings if something comes up, because we can give you back 75% of the cost of your insured trip (up to a maximum of $7,500).

If you want to get your Caribbean trip investment back with this extra feature, all the following must apply:

• You insured all non-refundable trip expenses (up to $10,000) when you first bought your policy.
• You purchased your policy at least 31 days before your departure date.
• You added the cancel for any reason upgrade when you first bought your policy and within 21 days of your first payment for the trip.

_{*Subsequent arrangements must be insured within 14 days of booking those arrangements. Cancel for any fortuitus reason in NY.}

It’s very common for travelers to visit multiple Caribbean countries on one trip, particularly while on a cruise. When getting a Travelex quote, label your destination as the Caribbean. This will mean your whole trip will be eligible for coverage unless you visit a sanctioned or blocked destination that we don’t include in coverage.

If you’re only visiting one country, such as the Dominican Republic or Curacao, you can enter that specific country as your destination.

Visiting Puerto Rico or the U.S. Virgin Islands? All our plans can provide coverage for these destinations. To learn more about our plans and the coverage they offer, compare our plans now.

A lot of credit cards come with travel insurance, but these plans might not offer comprehensive benefits and usually have certain rules you need to follow to use them.

If you want more thorough protection, you should think about getting travel insurance from a specialist like Travelex. When you purchase a policy directly from a travel insurance provider, you may also have coverage for pre-existing health conditions and other important benefits, which can help you feel safer when you travel.