Travel insurance for Philippines trips

Before you leave for the Philippines, it's a good idea to check the U.S. Department of State's travel advisories website.

You may also see events that can affect your travel insurance coverage on our travel alerts page. Plus, if you have a Travelex policy, you're eligible for instant security notifications via our Travel On app.

Travel insurance from the U.S. to the Philippines isn’t a requirement, but it’s a smart investment. It means you’re never on your own in Southeast Asia, with our reliable coverage, helpful Travel On app, and 24/7 travel assistance provider on your side. And travel insurance can pay off considering the high amounts unexpected costs can add up to, from emergency medical evacuations to canceled trips.

Yes, we can provide coverage for your cruise! Cruises in the Philippines are growing in popularity because they’re a great way to explore some of the 7,600+ islands that make up the archipelago.

If something unplanned happens like your cruise is canceled, you hurt yourself on the ship, or your bags are stolen, our cruise travel insurance for the Philippines can help you get back money spent on prepaid nonrefundable travel expenses, emergency medical expenses, emergency medical evacuation, lost personal items, and more.

Taking a cruise to the Philippines? Compare our plans now.

Yes, we provide coverage for car rentals with our optional rental car damage upgrade. It can give you extra financial support if you have an accident that damages the car, like collision, vandalism, theft, or even weather-related damage like fires and floods.

Important: We can provide coverage for damage to rental cars, but we don’t offer coverage for motorcycles and mopeds. This means if you're driving — or even just riding — on a motorcycle or moped (this includes taxis), you won't have any coverage if something goes wrong.

Dreaming about trekking to Mount Pulag or spelunking through Palawan’s underground river? Our base plans do provide coverage for certain adventure activities, including snorkel, shark dive, surf, and kayak travel insurance.

Think you’ll want to scuba dive deeper than 75 feet, zip line, or skydive? Our adventure activities upgrade provides coverage for activities our base plans don’t insure. Learn more at our adventure travel insurance page.

You may be excited about your trip to the Philippines, so it can be disappointing to not only have to cancel, but also potentially lose your entire trip investment. At Travelex, our Ultimate, Advantage, and Essential plans offer trip cancellation coverage for eligible reasons.

But if you want to be able to cancel no matter what happens, you can choose our Ultimate plan and add our cancel for any reason upgrade*. It allows you to call off your trip for any reason at all, provided you do so at least two days before you're due to depart. This means you may not lose all your trip investment, as we can reimburse you 75% of the cost of your insured trip, up to a maximum of $7,500.

If you want to make a claim with our cancel for any reason upgrade, the following must apply:

• You buy the upgrade with our Ultimate plan within 21 days of your first trip cost and 31 days or more before your departure date.
• You insure all your nonrefundable trip costs.
• Your full trip cost equals or is less than $10,000.
• You insure any additional arrangements within 14 days of booking them.

_{*Cancel for any fortuitous reason in NY.}

Yes, we can provide coverage for your whole trip, unless you’re visiting one of our blocked destinations.

When you get a Travelex quote, enter your destination as the country where you’re spending the most time. For example, if you're spending four days in the Philippines and two days in Indonesia, you should select the Philippines as your destination when getting the quote.

You can find out quickly and easily — just click the orange “Get quote” button below to choose your policy options and see your travel insurance cost. If you’re looking for scuba travel insurance or coverage for other sports excluded from our base plans, remember to add our adventure activities upgrade to your Ultimate, Advantage, Essential, or Travel Med Go plan.