Explore our travel insurance for international vacations

What's international travel?

International travel is any trip that takes you to a destination outside the United States. This could mean traveling to the Bahamas via cruise ship, taking a flight overseas to Europe, or even crossing over the border to Mexico.

International trips may not always be long visits — our country’s location means we can have both short and long vacations abroad. So, whether you plan to go to Canada for a long weekend or Italy for a month, our Travelex team can have your back.

Is travel insurance necessary for international travel?

Traveling outside the United States is common and easy for many Americans. But remember, travel mishaps can happen — especially in another country with a different culture and language.

From minor setbacks to major emergencies, we can help if you have unplanned costs. Between flight tickets, hotel fees, and tour bookings, the cost of an international trip can quickly add up. Thankfully, our international travel insurance can provide protection against costly incidents including:

• Trip cancellation, interruption, and delay
• Lost, stolen, damaged, or delayed baggage and personal belongings
• Emergency medical expenses
• Emergency evacuation
• Accidental death and dismemberment

With our Travelex team’s support and coverage for your trip abroad, you can travel internationally with extra confidence.

When’s the best time to buy travel insurance for my international vacation?

We recommend buying one of our Travelex plans as soon as you book any part of your international trip. When you do, you can make the most of your trip cancellation coverage if you need to cancel your trip for a covered reason.

If you buy our Ultimate plan soon after you start paying for your vacation, you’ll also qualify for extra benefits. For example, when you buy the Ultimate plan within 21 days of your first trip payment (and insure your full trip cost), you’ll be eligible for coverage for your pre-existing medical conditions. This means you can travel with less worry knowing we can help if your existing conditions act up while you’re away.

Interested in international travel insurance for seniors or last-minute travel insurance? Check out our Travel Med Go plan. You can buy it up to the day of departure before your trip starts.

Do you need travel insurance for international flights more than other forms of coverage? Check out our flight travel insurance plans.

Want to learn more about our international travel insurance plans? Read the policy wording on our plan options page when you complete a quote.

What type of protection does your travel insurance for international getaways offer?

With our international travel insurance, we can reimburse you for certain unexpected mishaps that happen before and during your vacation.

Here are some coverage types our plans offer:

Trip cancellation

Prefer booking your vacation plans months in advance? If something changes and you need to call off your trip, our travel insurance for international trips can reimburse you for your prepaid nonrefundable trip costs if you can’t go on your trip for a covered reason (like illness or injury).

Want more freedom when it comes to trip cancellation? Check out our cancel for any reason upgrade, which you can add to our Ultimate plan.

24/7 travel assistance

If you have a problem abroad, our expert team is here for you anytime. We can help with things like coordinating your medical care, medical evacuations, prescription assistance, and translation services.

We can also help if you need an emergency cash transfer, travel document replacement, and more.

While your policy can’t prevent things from going wrong, our 24/7 travel assistance can make navigating these situations much smoother.

To get help, call us or tap the assistance button in our Travel On app.

Emergency medical expenses

Medical care can be costly in other countries, and your U.S. health insurance likely won’t cover you overseas. If you get sick or hurt on vacation and need medical or dental care, we may reimburse your costs. Without our coverage, you’ll have to pay your costly medical bills out of your own pocket.

Trip interruption

If you’re delayed reaching your destination or need to leave your trip unexpectedly because of a sudden illness, injury, or another covered reason, we can pay you back for certain expenses and lost insured trip costs.

Our most comprehensive international travel insurance plan: Ultimate

Looking for the best international travel insurance for your trip abroad? Our Ultimate plan offers our most comprehensive protection for your overseas vacation. It can give you our highest benefit limits for emergency medical and dental expenses, lost or stolen belongings, delayed or canceled flights, and more.

Plus, our Ultimate plan is customizable, with up to nine optional upgrades available. This means it’s easy to tailor your policy to suit your overseas itinerary.

Here are the upgrades you can include with your Ultimate plan:

• Cancel for any reason
• Rental car damage
• Additional medical
• Adventure activities
• Accidental death for air travel
• Pet care
• Rental property security deposit
• Additional baggage

Traveling internationally with your children in tow? You’ll love our Ultimate plan’s kids-included pricing. We’ll cover one child aged 17 or younger per each insured adult traveler, as long as the child’s trip cost is equal to or less than the adult’s. If you include our upgrades, your child will be charged the premium for each upgrade.

How much does travel insurance for international vacations cost?

It’s easy to find out your travel insurance policy cost — just click the orange button on our site to get a quick quote. Or you can visit our homepage and enter your destination to start your quote. Then, you’ll see the plan options that may work well for your international trip and pick the best international travel insurance plan for your trip.