Why are there different types of travel insurance available?
All our plans help cover you financially against certain travel risks. But no trip is identical to another — and neither are the potential vacation mishaps. That’s why we offer different plans and various upgrade options: to help you tailor your policy to your trip with the type of travel insurance coverage that suits your itinerary.
What types of travel insurance do you have?
Our coverage can help protect a variety of trip types, from international adventures and ocean cruises to domestic road trips and lengthy backpacking trips.
We have six different plans to choose from:
- Essential: our budget-friendly protection plan with essential coverage.
- Advantage: our mid-tier plan with great coverage at an even greater price.
- Ultimate: our plan with extra coverage during your flight and throughout your trip.
- Travel Med Go: our post-departure plan with helpful on-trip coverage.
- Flight Insure: our plan with simple coverage for during your flight.
- Flight Insure Plus: our plan with extra coverage during your flight and throughout your trip.
Plus, up to nine optional upgrades available:
- Cancel for any reason upgrade
- Rental car damage upgrade
- Additional medical upgrade
- Adventure activities upgrade
- Accidental death for air travel upgrade
- Pet care upgrade
- Rental security deposit upgrade
- Cancel for business reasons upgrade
- Additional baggage upgrade
... so you can select the plan and upgrades that best suit your trip type.
Unforeseen events can affect any vacation — that’s why our coverage could help protect you from losing your prepaid nonrefundable expenses and extra costs that arise. Unfortunate mishaps like illnesses, trip cancellations, and lost luggage can happen during any trip. But with our team’s support, these travel setbacks don’t have to ruin your trip.
How do I know which types of travel insurance can work for my trip type?
Each vacation is unique, so it’s important to understand what kind of protection you may need for your trip. Where you’re going and what you have planned will guide the kind of coverage you need — and don’t need — so it’s important to look at the included benefits and available upgrades when comparing travel insurance options.
Planning a ski trip in Switzerland with a high trip cost? Our Ultimate plan paired with our optional adventure activities upgrade could provide the coverage you need. Taking a short cruise to the Caribbean and want to save money on your travel insurance cost? Our Advantage or Essential plans may suit your trip, as both include coverage for cruises and other useful benefits for shorter trips.
No matter your trip type, you can rely on our various types of travel insurance and 24/7 travel assistance.
Explore our top travel insurance plans
Before you head out on your trip, make sure you consider protecting it with the right travel insurance plan for you.
